Job Description

It’s a great time to join AAA The Auto Club Group! JOIN THE TEAM COMMITTED TO DRIVING YOUR CAREER FORWARD Job Type: Full time Exempt/Non Exempt: Salary Job Description: *This is a remote position for an Underwriter that resides in Michigan. Will require in office training 2-3 days a week for the first few weeks. Sr. Commercial Lines Underwriter – The Auto Club Group What you will do: Review, accept, decline or modify offerings submitted by producers for multiple/various commercial line coverage. Evaluate risks according to location, physical and moral hazards, inspection reports, underwriting precedent and experience, ensuring compliance with underwriting rules, guidelines and company philosophy throughout the process. Review information received regarding risks including inspection reports and credit reports and verify application data through the use of investigative letters, commercial inspections and/or personal observation. Review inspection reports and claims for rating on acceptability status and recommend risk improvement as appropriate. Initiate potential policy coverage or rating revision as a result of analysis and recommends and approves continuation, cancellation, non-renewal or rejection of applications or policies in accordance with established underwriting procedures, laws and judgment. Exercise discretionary judgment when evaluating new or renewal high-value commercial underwriting application policies and evaluate the merits of each line of insurance based on current laws or level of underwriting expertise to accept or reject the risk presented. Correspond with outside insurance companies, business organizations, governmental agencies, or other contacts to develop procedures or to properly evaluate risks. Communicate and develop relationships with agents and producers and other insurance personnel to obtain further information, rate quotes or explain company underwriting policies. Manage portfolio to control the overall mix of accounts, profitability and take prompt action when necessary. Train and educate agency staff on company products, services, processes and underwriting philosophy. Train, coach and serve as a technical resource to other underwriters. Provide mentorship that encourage individuals and the team to improve and accelerate performance. Perform other duties as assigned. Supervisory Responsibilities: None How you will benefit:

• Our Sr. Commercial Lines Underwriter will earn a competitive salary of $75,000 - $110,000 annually with annual bonus potential based on performance.
• Excellent and comprehensive benefits packages are just another reason to work for the Auto Club Group. Benefits include:

• 401k Match
• Medical
• Dental
• Vision

- PTO

• Paid Holidays
• Tuition Reimbursement

We’re looking for candidates who: Required Qualifications (these are the minimum requirements to qualify) Education (include minimum education and any licensing/certifications): High School Diploma or equivalent Experience:

• three years commercial insurance experience
• underwriting policies, procedures and practices
• working in a commercial underwriting environment
• inspection techniques related to commercial insurance
• working with mathematical concepts including fractions, ratios, statistics and probabilities

Knowledge and Skills:

• commercial insurance contracts and forms
• insurance laws as they relate to commercial underwriting
• company commercial insurance programs and products, underwriting rules and requirements
• processing procedures and rules
• ISO or similar bureau rating systems (Regional Operations)
• organization and planning
• negotiating, analyzing and problem solving
• independent decision making
• written communication skills to include reports and technical writing.
• analyze and interpret commercial inspection
• provide work direction, guidance and training
• coordinate and control major projects
• communicate effectively with others

Preferred Qualifications Education:

• Bachelor's degree Business Administration or related field
• Completion of an underwriting certification/designation (CPCU, CIC)

Work Environment *This position is currently able to work remotely from a home office location for day-to-day operations unless occasional travel for meetings, collaborative activities, or team building activities is specified by leadership. This is subject to change based on amendments and/or modifications to the ACG Flex Work policy.

• LI-hybrid
• appcast

Who We Are Become a part of something bigger. The Auto Club Group (ACG) provides membership, travel, insurance, and financial service offerings to approximately 14+ million members and customers across 14 states and 2 U.S. territories through AAA, Meemic, and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America. By continuing to invest in more advanced technology, pursuing innovative products, and hiring a highly skilled workforce, AAA continues to build upon its heritage of providing quality service and helping our members enjoy life’s journey through insurance, travel, financial services, and roadside assistance. And when you join our team, one of the first things you’ll notice is that same, whole-hearted, enthusiastic advocacy for each other. We have positions available for every walk of life! AAA prides itself on creating an inclusive and welcoming environment of diverse backgrounds, experiences, and viewpoints, realizing our differences make us stronger. To learn more about AAA The Auto Club Group visit Important Note: ACG’s Compensation philosophy is to provide a market-competitive structure of fair, equitable and performance-based pay to attract and retain excellent talent that will enable ACG to meet its short and long-term goals. ACG utilizes a geographic pay differential as part of the base salary compensation program. Pay ranges outlined in this posting are based on the various ranges within the geographic areas which ACG operates. Salary at time of offer is determined based on these and other factors as associated with the job and job level. The above statements describe the principal and essential functions, but not all functions that may be inherent in the job. This job requires the ability to perform duties contained in the job description for this position, including, but not limited to, the above requirements. Reasonable accommodations will be made for otherwise qualified applicants, as needed, to enable them to fulfill these requirements. The Auto Club Group, and all its affiliated companies, is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, disability or protected veteran status. Regular and reliable attendance is essential for the function of this job. AAA The Auto Club Group is committed to providing a safe workplace. Every applicant offered employment within The Auto Club Group will be required to consent to a background and drug screen based on the requirements of the position.

Job Tags

Full time, Temporary work, Work at office, Work from home, Home office, Flexible hours, 2 days per week, 3 days per week,

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